Only available with a Chemical Bank first mortgage; not available with all loan products. Program is limited to certain geographic areas. Owner-occupied principal residences only. Eligible Third Party costs: Title Insurance, Settlement Agent Closing Fee, Appraisal, Credit Report, Flood Determination Fee, Recording Fee and Detroit Home Mortgage (DHM) costs. Eligible Lender Cost: Processing Fee. Borrower has the ability to qualify for one of three options: Income is 80% or less of Median Family Income per FFIEC website, purchasing/refinancing in a low- or moderate-income tract, using the Detroit Home Mortgage product. Max amount of assistance: conventional loans up to $2,500, FHA loans up to the lessor of 6% of loan amount or up to $2,500, DHM loans up to $2,500.